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Can I buy a new phone from REALLY?

Summary

No. We believe “locking” people into a contract related to phone service is an unfair business practice. It's best if people buy an unlocked phone from a retailer or directly from the manufacturer (Apple or Samsung).  If you don’t have the cash, we recommend financing the phone with your credit card or other options below. FYI we partnered with Akko and offer phone insurance here.

PS. If we do ever sell or finance devices, we won’t lock you into a contract. That’s evil.

Details

Here is a list of retailers that offer 0% interest financing and unlocked devices. When buying a phone, always make sure it's unlocked!

Best Buy:

  • Offers 24-month financing on unlocked phones priced $649 and above through the My Best Buy® Credit Card.

  • Terms: No interest if paid in full within 24 months.

Walmart:

  • Partners with Affirm to provide 0% APR options on select devices.

  • Terms: Monthly payment plans (3, 6, or 12 months).

Samsung:

  • Offers 0% APR financing for up to 48 months on eligible products through Samsung Financing.

Amazon:

  • Collaborates with Affirm for 0% interest plans on select products.

Apple

  • Unfortunately, Apple Care 0% interest financing requires that you activate with Big Wireless. A backdoor approach is to purchase outright (cash or credit card) and then work with their financing team to switch it to their 0% financing option after the fact.

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